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Verdict: House Not Falling Down
22 February 2007
Read moreThe survey results are in for the house (here’s the obligatory link to previous episodes of this story) and there are fewer nasty shocks than we feared. It does have damp issues, the roof is missing a few slates, the guttering needs looking at and the electrics/gas need …
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Mortgage Muddles
20 February 2007
Read moreI’d be the first to admit that our path along the house-buying road (see all house posts if you missed earlier episodes) hasn’t been straightforward. So far we’ve had:
- Three offers accepted on different houses
- Two different solicitors
- Two different estate agents
- One mortgage arranged, then the …
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Offer Accepted: Third Time Lucky?
07 February 2007
Read moreWe’ve had an offer accepted on the house I told you about. This is the third time we’ve had an offer accepted on a house and the other two have failed to end in a successful purchase, mostly because we seem to choose houses that turn out to …
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An Unsuitable Choice
24 January 2007
Read moreWell, following on from the earlier episodes in the house hunting saga we have been pretty quiet on that front recently. Partly because we’re a bit twice bitten, lots of times shy. Partly because the houses in Leeds in the areas we’re looking at are all pretty similar …
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Houseless
14 December 2006
Read moreWe pulled out of our second sale1 yesterday. We can’t get a mortgage on this house unless we pay for more surveys, and we already know that the damp proof course has been breached and the whole house needs repointing. Spending money to prove that we can’t …
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Survey Saga
23 November 2006
Read moreThe house1 survey has arrived – hurrah! Actually very good service and much quicker than I expected so thumbs up to the surveyor. But its bad news ….
They can’t value the house until its been structurally surveyed, properly looked at by a roofing contractor and had its electrics certified …
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House: The Sequel
17 November 2006
Read moreThis post is a few days overdue but we’ve bought a house! You can read the saga of the last time we had an offer accepted if you like.
The house has three bedrooms, a garage, and gardens back and front. Its a decent size, has original fireplaces in …
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House Woes
19 October 2006
Read moreWe’re not buying a house! Or rather, we’re not buying the house we thought we were.
The house, as I have mentioned before, is a bit of a wreck. I mean, it has walls and windows and a roof and stuff … but internal doors, floors and a working …
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Slip Sliding Away
10 October 2006
Read moreThe draft of the building survey arrived – wahey. The surveyors’ secretaries are very lovely and helpful when I ring them which is good news as I have done that three times this week already!
The actual survey is not such good news. There’s just a whole host of things …
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Rotten Survey Results
02 October 2006
Read moreI knew things were going too well, I really did.
The valuation survey has come back. Its a pretty slim document (3 pages) with tickboxes to say how many bedrooms the house has and whether its made of brick. However, there is one paragraph of text and it says that …
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Mortgage Application
22 September 2006
Read moreThis whole house buying lark is progressing quite well, or at least it feels like it right now. Since I last posted we’ve been to the bank and made the final mortgage application, passed the final credit checks and had the thing approved. Next they send us the final …
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Offer Accepted
14 September 2006
Read moreWell, we had an offer accepted on a house yesterday which is very exciting! This morning we instructed a solicitor, he will do all the legal stuff for us. I’ve also spoken with the mortgage provider and we’re off to see them on Saturday morning. We have to …